Guaranteed Asset Protection (GAP)
What is GAP?
Guaranteed Asset Protection, or GAP, is designed to help protect you from financial loss on your vehicle in the event of a total loss.
Understanding GAP for Buick & GMC Drivers
Accidents happen, and vehicles can also be stolen. In either case, you could be facing a total loss. If that happens, your insurance company typically pays the current market value of the vehicle, not necessarily the full amount you still owe on your loan or lease.
If your vehicle’s value is less than your remaining balance, that difference is known as the “gap.” Guaranteed Asset Protection (GAP) may help cover the difference between your insurance settlement and what is owed at the time of loss, helping reduce unexpected out-of-pocket expenses.
Whether you are driving a Buick Enclave or Encore GX, or a GMC Sierra, Acadia, or Yukon, GAP coverage can be an important consideration when financing or leasing a vehicle.
Typical GAP Claim Calculation*
GAP Claims Contact Information
GAP Claims
Mon–Fri 7:00 a.m.–7:00 p.m. (CST)
Sat 8:00 a.m.–2:00 p.m. (CST)